We understand that nobody likes to think about the ‘worst case scenario’, but we always make it clear to our clients just how crucial it is to have appropriate protection in place.

The Mortgage Capital team are passionate about ensuring that you, your family and your property are protected should the worst happen. We believe it is better to explore the ‘what if?’ now, than wishing you had got insurance sooner.

We specialise in a wide range of protection services including life insurance, buildings and contents cover, critical illness cover and more. There is a sliding scale of cover available on the market, from the bare minimum to the maximum. We will have an open and transparent conversation with you about the level we would advise based on your personal circumstances and budget.

Life Insurance

Life Insurance comes in difference forms mainly to cover your mortgage, even though they can be for different meanings they all have one thing in common, they all pay out a lump sum on death.

Critical Illness Cover

This insurance pays a lump sum if you or someone insured are diagnosed with a specified illness, or should die.

Building & Contents

Policies that will cover your buildings or content or even both.

Income Protection

This type of plan pays out a monthly tax free income benefit to replace some of your earnings you may lose out on if you couldn’t work due to illness or injury.


Landlord insurance protects you the same as Building and content with a extra kick as this protects you from the extra risks associated with renting your property or properties out